Improve Your Financial Literacy And Financial Decisions
It can be difficult to think about a property purchase if you don’t meet all the criteria for a loan. [...]
Australians are increasingly contending with unaffordable real estate slipping from their grasp but on a global scale things aren’t necessarily [...]
Another 20 Perth suburbs are set to become new entrants to the million dollar median club in 2025, but among [...]
With more than 1.5 million mortgage holders deemed ‘at risk’ of failing to meet their mortgage repayments, having financial coping [...]
If interest rates undergo a series of cuts, certain property markets will see a bigger boost from the reductions than [...]
When planning to buy property in Australia, you’ll find yourself juggling numerous numbers: the deposit you’re saving, your borrowing capacity, [...]
Buying and selling properties in rapid succession to make a quick profit – known as flipping – comes with risks [...]
Higher listings are putting downwards pressure on property prices in the capital cities but the prospect of multiple interest rate [...]
Property in Perth and regional Western Australia has been a magnet for interstate investors, but many are getting stung by [...]
For many of us, a home mortgage represents our largest financial commitment, one that can stretch on for decades. However, [...]
A major shift towards apartment living is changing the way buyers are thinking about what they need in their more [...]
The latest eagerly awaited inflation data has shown a bigger than expected fall and delivered a forceful message to the [...]
Despite higher interest rates, Australia abounds with locations where rental yields are well above average and capable of covering mortgage [...]
Whatever your financial or career situation, there are strategies that can be employed to get a foot on the property [...]
It’s challenging buying property. It’s tough scraping together a deposit, it’s not easy dragging yourself to one open-for-inspection after another [...]
Everything you need to know about The First Home Super Saver Scheme (FHSS) We’ve got great news for Australian first [...]
A strengthening labour market could deter the Reserve Bank from making an immediate cut to interest rates. Australia’s unemployment rate [...]
Securing a home loan or Australian mortgage can be challenging for self-employed individuals, especially when they are also expatriates or [...]
Property prices nationally have taken their first backward step in almost two years but the minor decline might yet prove [...]
Building Or Undertaking Major Renovations On Your Home? Or are you an Aussie expat looking to build or renovate your [...]
For the average income earner, it has never been so hard to buy a home but there are some relatively [...]
To maximise the prospects of investing successfully in property in 2025 pay heed to these eight pieces of invaluable advice. [...]
roperty price growth may be slowing but an investor boom is still unfolding in Australia. Loans to real estate investors [...]
Looking in the rearview mirror at Perth’s previous 20 years of property price growth and occasional declines, there are valuable [...]
If you are looking to buy property next year – congratulations! You have an exciting but somewhat challenging time ahead [...]
Hopes of an imminent interest rate cut have been dashed by shock new unemployment data that showed the jobless rate [...]
Mortgage stress is at an alarming level but the RBA was above such considerations in keeping the interest rate on [...]
The new year is a time when most people sit back and set some goals for the year ahead. But [...]
Capital growth, high rental yields and a strong economy have ked to new investor loans in Western Australia soaring. Western [...]
Housing affordability has hit a historic low with mortgage repayments now consuming almost half of household income but there are [...]
Even as national property growth eases, the median dwelling value in Australia has hit eye-watering record levels. If you want [...]
National property prices are now almost flatlining, with the pace of growth slowing in the strongest markets and going backwards [...]
Here’s What Expats Should Know! As mortgage brokers, we’ve seen firsthand the unique challenges and opportunities faced by Australian expats [...]
Whether it’s a new or refinanced home loan, or the need to fund a major renovation project, well informed decision [...]
The hottest property markets in Australia are not spelt in capitals; it’s regional real estate that is outperforming the nation’s [...]
An expected interest rate cute in early 2025 could result in another property market boom, but the likes of Canberra, [...]
With so much chatter about the Australian property market, it’s easy to get lost in the noise. You’ve likely heard [...]
There’s a gaping chasm between the proportion of income that is deemed comfortably manageable and the amount the average Australian [...]
We’re thrilled to celebrate a remarkable achievement for Helen Avis, who has once again solidified her position as one of [...]
The Reserve Bank of Australia has kept interest rates on hold at its Melbourne Cup Day announcement. The Reserve Bank [...]
First-time buyers of an investment property need to be aware of the pros and cons of the different loan types [...]
Inflation has fallen to its lowest level since the Covid pandemic, raising hopes among borrowers that interest rate cuts could [...]
For almost two years, national property prices have recorded month-on-month gains but 2025 could present a different story. Despite property [...]
Weighing up whether to buy or build is a choice that comes with its own set of advantages and disadvantages, [...]
Helen Avis has been nominated for Mortgage Broker of the Year. Specialist Mortgage is proud to announce Helen Avis, Director [...]
Investing successfully in property is relatively simple but with the cost of living at record highs due to rampant inflation [...]
At Specialist Mortgage, we are thrilled to announce that Helen Avis, our Director of Finance, has once again been recognised [...]
Australian property has been an effective tax planning tool for Aussie expats for many years. However, recent changes to [...]
A few months ago their was widespread optimism that interest rates would be in retreat by Christmas but the RBA [...]
Perth’s million dollar property club has expanded in spectacular fashion, with a record number of suburbs moving into this rarefied [...]
The Excellence Awardees have been announced for the 2024 Australian Mortgage Awards, the biggest showcase of excellence in the region’s [...]
Property investors are most active in Australia’s fastest growing property markets but there are a string of surprise packets among [...]
Adding property to the mix in a self-managed superannuation fund (SMSF) can offer enticing tax benefits but comes with an [...]
Stock markets around the world have rattled investors over the past week but could a major crash wreak havoc upon [...]
The Reserve Bank of Australia (RBA) has kept the cash rate on hold at 4.35 per cent despite persistent inflation [...]
Property buys for $250,000 or less come with their own quirks and nuanced investment profile but whether it’s a serviced [...]
Three cities are booming and three are going backwards as overall momentum in the property market eases and inflation presents [...]
Property investors continue to plunge back into the market, far outstripping the pace of new loan growth among owner-occupiers and [...]
With property prices high around the country and building costs not subsiding significantly any time soon, do prospective property buyers [...]
East Coast investors are drawn to the perfect storm that is pushing up Western Australia’s house prices faster than in [...]
Parental support for children trying to get a foot on the property ladder is gaining more traction every year but [...]
If you don’t know what proportion of a property’s value should be land, or the difference between A-grade and investment-grade [...]
Locating the best prospective property investments without breaking the bank is difficult with prices having risen so sharply, but this [...]
Helen Avis, Director of Finance at Specialist Mortgage, has been named a finalist in the Residential Broker of the Year [...]
Property prices in Perth are defying a gradual easing in the rate of capital growth being seen elsewhere in the [...]
The removal of a land tax exemption for a string of nationalities could prove costly for international buyers and have [...]
Interest rate rises would ordinarily push property prices down, but real estate and rents are still going up, adding to [...]
Home buyers will be contemplating more expensive property purchases with their increased borrowing power, while mortgagees will be hoping to [...]
Inflation to May 2024 has taken a stunning turn, rising sharply and effectively quashing any hopes of an interest rate [...]
Australian property prices have “found their groove” in rising by between 0.5 and 0.8 per cent since February, with June [...]
A decade’s worth of data has uncovered the most lucrative plant and equipment assets to consider when renovating an investment [...]
The Mortgage and Finance Association of Australia named Ms Avis Residential Finance Broker WA 2024, marking her second time atop [...]
Property buyers and sellers alike stand to save potentially big dollars if they time their property purchase right in relation [...]
Foreign property buyer numbers have taken off, with international real estate investors shaking off their post-Covid blues and turning their [...]
Property price growth is forecast to hit record median dwelling value levels in a majority of property markets around the [...]
Commentators were unanimous in their expectations the Board would sit tight in the face of stubbornly high inflation but is [...]
Queensland, South Australia and Tasmania have in the past week made changes to their stamp duty and first home buyers [...]
A slight improvement in vacancy rates has done little to quell the rental crisis, while a disturbing proportion of home [...]
Buying a property for investment purposes is a different prospect to purchasing the dream family home, and addressing key parameters [...]
Investing In Australian Property As A Foreign Buyer Can Be An Attractive Opportunity! Given the stability and potential for growth [...]
Helen Avis of Specialist Mortgage discusses what you need to know. Resident vs. Non-Resident Australian Tax – What Is The [...]
Your 2024 Guide for Expatriates and Foreign Buyers Securing a loan in Australia can be challenging for self-employed individuals, especially [...]
Helen Avis Of Specialist Mortgage Demystifies Non-Confirming Home Loans In Australia. What Is A Non-Conforming Home Loan? Non-conforming loans, also [...]
20th Annual Australian Budget Review 2024 On May 14th Treasurer Jim Chalmers delivered the 2024-25 Federal Budget, with a central focus [...]
Insights From Your Mortgage Broker, Helen Avis Of Specialist Mortgage Entering the new year, we are flooded with predictions and [...]
Your 2024 Guide How To Make Buying Australian Property As An Expat As Easy As 1, 2, 3? For Australian [...]
How to make your offspring financially savvy. Unlocking Financial Wisdom at any age, the Top 6 things you can impart [...]
Your 2024 Comprehensive Guide To Off-the-Plan Finance For Australian Expatriates Investing in off-the-plan properties can be an attractive option for [...]
Specialist Mortgage’s Top 8 Factors For 2024 Buying a property in Australia can be a significant milestone and a complex [...]
Congratulations Helen for being announced as one of five finalists in the running to win MFAA State Excellence Award for [...]
Six Sydney property experts reveal the suburbs and property types real estate investors should be looking to buy in 2024. [...]
Our Top tips to slash that mortgage in 2024 From cutting years off the length of a mortgage to maximising [...]
Our Top 5 2024 Tips For Accessing If Its Time For An Update To Your Home Loan. Refinancing a home [...]
Our Top 10 Suburbs To Watch In 2024 Perth property prices are soaring but investors are contending with the high [...]
Twenty members of the Western Australian broking industry including our very own Helen Avis have been declared as winners at [...]
With a multi-generational client base that now includes the children of her original property buyers, Specialist Mortgage Director, Helen Avis, [...]
Our Top 5 2024 Tips For Accessing If It’s Best To ‘Stay Put’ With Your Current Home Loan. Refinancing a [...]
Experts are divided on the likelihood of an RBA interest rate cut in the next few months, but all agree [...]
Investors and first home buyers are making a big return to the property market, with three state capitals seeing particularly [...]
In comparison to the warm weather of November there was a considerable cooling of inflation indicating benefits for all of [...]
With housing affordability at its lowest level in three decades thanks to higher cost-of-living pressures, interest rate raises and healthy [...]
As we stand at the crossroads between the past and the future and bid farewell to another eventful year, it’s [...]
In the complex world of real estate, purchasing a home or investment property is a significant financial decision. For most [...]
I pen down this note with great enthusiasm and a deep sense of gratitude for the recent acknowledgment that has [...]
At a time when the household saving to income ratio declined to its the lowest level in 16 years, new [...]
In the pursuit of happiness, there’s a special kind that comes from owning your own Aussie home. As a Mortgage [...]
Published 30 November 2023: anza.org.sg Now is the time to buy Australian property. Here are tips to help you maximise [...]
In just three years, the time it takes the average first home buyer to save a house deposit has leapt [...]
In the dynamic realm of finance, attending industry conferences is not just an option; it’s a strategic move towards growth, [...]
International buyers are still eyeing off Australia as a great place to invest in property with New Zealanders the most [...]
In the world of mortgage broking, the Australian Mortgage Awards are an unparalleled recognition of excellence and innovation, celebrating individuals [...]
The Women in Finance Awards 2023 is an exciting nationwide recognition program showcasing the outstanding women and businesses positively shaping [...]
The Perth property market still holds plenty of appeal for investors although a lack of quality stock is proving a [...]
Specialist Mortgage, a leading name in the mortgage broking industry, continues to make waves not only for its exceptional financial [...]
Mortgage brokers are an intrinsic component in any real estate investment strategy, says award-winning finance expert from Specialist Mortgage, Helen [...]
A leading property management expert has identified three key areas landlords can address to ensure they get off to the [...]
While the pause in interest rates has come as a relief to many, everyone from first home buyers to owner [...]
Life can present unexpected challenges and financial difficulties are a common concern. So, what can a mortgage broker do for [...]
The Reserve Bank Governor Philip Lowe has used his final monthly meeting to leave interest rates on hold for a [...]
With the mortgage cliff around the halfway point of its gradual transition from low fixed to high variable rate loans, [...]
SMATS Group was recently featured in ANZA Singapore 75th anniversary issue magazine. Click here to view the double page spread on page [...]
Australia’s property market has clocked up a fourth straight month of home value increases, with Sydney again leading the way, [...]
Specialist Mortgage, part of the SMATS Group, won the prestigious Finance Broker Business Award WA category in the Mortgage and [...]
While record numbers of mortgagees are refinancing, it’s still a small proportion of overall lenders at a time when significant [...]
Helen Avis, Director, Specialist Mortgage, has added another accolade to her impressive list of achievements, this time securing the Western [...]
Interest rates being pushed up by rampant inflation are forcing mortgagees and prospective buyers to find new ways of servicing [...]
Borrowers are refinancing in record numbers as their lower-priced fixed rate loans end, only to be switched to higher priced [...]
The finalists for The Adviser Better Business Awards 2023 have been named, with Specialist Mortgage and its finance director in [...]
In what has been a rewarding and productive 2022 for Helen Avis, the Specialist Mortgage Director has added a finalist [...]
Helen Avis, winner of the prestigious MFAA Residential Finance Broker Award, said interest rate concerns were beginning to weigh on [...]
Specialist Mortgage Director, Helen Avis, has been named winner of the WA Residential Finance Broker Award at the annual Mortgage [...]
With the Reserve Bank of Australia set to raise rates throughout 2022 and the banks following without hesitation, is it [...]
Specialist Mortgage and its Director, Helen Avis, have both been announced as a finalists in the WA Finance Broker Business [...]
Undeterred by property prices in Melbourne and Sydney coming off the boil or the threat of higher interest rates, expatriate [...]
Specialist Mortgage finance director Helen Avis has been recognised in this year’s MPA Top 100 list, as one of the [...]
Specialist Mortgage director Helen Avis settled more than $25 million in loans in July, as returning expats and those looking [...]
Applying for finance as a first-time investor can be a complicated process that features several subtle differences from obtaining a [...]
There might be plenty of uncertainty in the air at the moment on the back of the coronavirus, but one [...]
Covid-19 is having an ever-changing impact on many things for all of us, with travel and movement restrictions, self-isolation, business [...]
Living overseas as an expat can be a fantastic move financially and can allow you to progress up the property [...]
By leveraging the equity in your current property, you can quickly take that one property…and build a portfolio that can [...]
One of the most powerful things about investing in property is your ability to leverage the equity in your existing [...]
Buying an off-the-plan property is a great way to enter the property market, but there are a few considerations you [...]
Whether you are hoping to create that dream home or looking to make a solid investment, purchasing a block and [...]
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