Improve your financial position, achieve your property goals sooner.
Coming off your low fixed rate mortgage? Worried about the mortgage cliff? Had a change in circumstances? Stressed about finances? Been with the same lender for years?
With rising interest rates, increased cost of living, and lots of competitive mortgage options, it could be time to have a chat with our team to see if there is a more suitable home loan available to you.
Our team will make the process of refinancing fast, smooth, and simple. We can quickly perform a free mortgage assessment comparing hundreds of home loan alternatives to evaluate if refinancing will benefit you and help you achieve your objectives.
Even if you decide not to refinance, this simple process might give you the power to renegotiate a better rate with your current lender.
Often refinancing your loans equates to lower rates, with more flexibility and better features. This simple change can save you money and allow you the opportunity to pay off your loan sooner.
A refinanced loan could also help you consolidate other personal loans or credit cards which are all steps in the right direction to clearing unhealthy debt and managing your finances.
You may even wish to access the equity in your home through refinancing to improving your cashflow, use towards a home renovation or wedding, or even invest into an investment property.
You will be surprised to learn how our team can make the transition to a better mortgage a smooth and exciting journey.
Let us quickly perform a free mortgage assessment to ensure the most suitable home loan package for your individual circumstances and preferences.
Let’s face it, most banks have a tenancy to neglect their existing customers. It’s rare that your lender will advise you of a cheaper loan product and even then, you can’t be guaranteed of getting the best deal.
Our team can quickly perform a free mortgage assessment using leading technologies to quickly compare hundreds of home loans from more than 30 trusted lenders to ensure the best mortgage solution for our individual circumstances and preferences.
We aggressively negotiate directly with the lenders to get you the most competitive deal, this might include cash-back offers, lower interest rates, decreased fees, more flexible terms, or better features.
A more suitable home loan could potentially save you thousands, improve your financial position and help you achieve your property goals sooner.
We have a team solely dedicated to annual client home loan reviews.
If there is a more suitable home loan that could put money in your pocket rather than the banks – we will let you know!
If there is an opportunity to negotiate a better deal with your current lender then we will pursue it!
Conversely if your circumstances change we can review your current situation and find alternative options for refinancing or renegotiating to suit your situation.
Refinancing to a better structured home loan or a lower interest rate is one of the main reasons people refinance. Moving to a fixed rate loan or securing a lower rate may reduce your monthly repayments and help you manage your finances.
Consolidating credit cards and personal loans into your home loan could help streamline your repayments into a more manageable solution. It may reduce your existing interest rates and free up your cash flow.
You may wish to switch to a loan with more suitable features such as a redraw facility or offset account, split loan option or flexible repayments.
Refinancing can help you unlock the equity in your home to finance a renovation, free up funds for cash flow or life events, or use the money to diversify into other investments such as property.
Start your buying journey and find out how much you may be able to borrow today.
Calculate your estimated home loan repayments or see how refinancing could save you money.
Take into account additional fees like stamp duty, building inspections and more.
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© SMATS Services (Australia) Pty Ltd ABN 37 141 112 807 T/A Specialist Mortgage. Australian Credit licence 385201. The information provided on this site is on the understanding that it is for illustrative and discussion purposes only. Whilst all care and attention is taken in its preparation any party seeking to rely on its content or otherwise should make their own enquiries and research to ensure its relevance to your specific personal and business requirements and circumstances. Terms, conditions, fees and charges may apply. Normal lending criteria apply. Rates subject to change. Approved applicants only. Privacy Policy & Terms of Use | Credit Guide
